Twenty-five years, that's how long it's been since the biggest worry we had was Y2K. 9/11 hadn't happened yet, the wars in Afghanistan and Iraq hadn't started, and if you were looking to buy a house in Wyoming, that was the time.

Since the beginning of the millennium, we have been involved in the 20-year war in Afghanistan, we've had four presidents (one of them twice, 45 & 47), there have been seven summer Olympics, and the price of a house in Wyoming has gone from a median price of $179,000 in 2000 to a whopping $484,000 in 2025.


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It makes you wonder how anyone can buy a home these days. Sure, you have those people who are successful and are making a good wage. On the other hand, more people aren't.

If you have dreams of owning a home one day, I found tips from Freedom Mortgage that might help you save money in the long run.

  • Think about looking for a condo or townhouse for your first home.
  • Brush up on your carpentry skills and look at fixer-uppers
  • Learn the art of negotiating
  • Save up for a higher down payment
  • Have you heard of a Mortgage Buydown? You can ask the seller, and it may be a way for them to get rid of their house and get you in.
  • Ask the seller to make concessions. Helping with closing costs or repairs on the home. Any little bit helps.
  • Work on your credit score. Higher credit could lead to lower interest rates.
  • Pay down debts could help lower interest rates.
  • Look into an adjustable-rate mortgage, which could help make the payments more affordable in the first few years of your loan.
  • Look for the best deal you can get on homeowners' insurance. Insurance costs are usually part of your mortgage payment.
  • Look for every homeowner tax deduction you can find. The more you find, the more money you could get back.

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